Purchase Products
Conventional
Traditional home loan that meets the requirements for Fannie Mae or Freddie Mac.
FHA
Loans insured by the Federal Housing Administration and require mortgage insurance, usually offer lower down payment options and more lenient credit score requirements.
VA
Loan program offered to American Veterans and their families. No PMI or down payment is required.
Jumbo Loans
Typically much higher loan amounts than what standard agencies will allow.
USDA
U.S. Department of Agriculture loans are offered to home buyers purchasing a home in rural developments.
Renovation
Renovation loans allow buyers to borrow based on what the house is expected to be worth after the home has been repaired or renovated.
MSHDA Down Payment Assistance
State agency down payment assistance program.
Investment Properties
Loans for investors in residential real estate.
Non-Warrantable Condos
Condos that do not meet government back entities like Fannie Mae™ or Freddie Mac™
SmartLoan
Non-traditional products for self-employed borrowers, investors, and properties that don’t qualify for traditional financing.
